The landscape of Indian higher education is undergoing a massive digital transformation. The University Grants Commission (UGC) has officially mandated the creation of an Academic Bank of Credits (ABC) ID for all students enrolling in universities and colleges starting from the 2026-27 academic session.

What is the Academic Bank of Credits (ABC)?

Conceptualized under the National Education Policy (NEP) 2020, the ABC is a virtual repository built on the National e-Governance Division (NeGD) platform. It functions similarly to a commercial bank account, but instead of money, it stores academic credits earned by a student from various recognized higher education institutions (HEIs).

Why is the ABC ID Mandatory Now?

  • Seamless Mobility: Students can easily transfer from one institution to another without losing their earned credits.
  • Multiple Entry and Exit: It enables the core NEP provision where students can take breaks from their degrees and resume later at the same or a different university.
  • Verified Credentials: Eliminates the need for physical transcripts during admissions, as universities can directly fetch verified credits from the ABC portal.

How to Generate Your ABC ID

Generating an ABC ID is a quick, fully digital process. Students are advised to complete this before their admission counseling rounds begin:

  1. Visit the official DigiLocker portal or download the DigiLocker app.
  2. Sign in using your Aadhaar-linked mobile number.
  3. Search for "Academic Bank of Credits" under the Education section.
  4. Select "ABC ID Card" and provide the necessary institutional details (if already enrolled) or select "New Admission".
  5. Your unique 12-digit ABC ID will be generated instantly.

Kampus Filter Takeaway

Do not wait until the last minute of your counseling session to generate your ABC ID. Many top universities, including DU, JNU, and state universities, have integrated the ABC ID requirement directly into their centralized admission portals (like CSAS). Keep your Aadhaar-linked mobile number active to receive OTPs during the registration process.